CAT Adjuster Perspective: Deep In The Heart Of (Frozen) Texas

While large sections of the U.S. regularly experience extreme cold spells, the week of February 14-19, 2021, will go down in the history books for residents of Texas.

Dozens of people died due to homes, businesses, and Texas infrastructure not being able to handle temperatures well below freezing.

All of this is expected to create major issues for policyholders and those of us in the insurance business, too.

As a former catastrophe adjuster, I have a unique perspective on how to deal with natural disasters as well as a database full of companies and resources to call upon.

Even with my preparedness knowledge and experience, though, I fell victim to a propane tank that ran dry at my nearby ranch, cutting off the systems I had expected would prevent a loss. Although my loss was minimal, unfortunately, many residents of Texas were not so lucky.